Auto Premiums Climbing; Are They “Affordable”?

Car insurance premiums have risen steadily since 2009 at a faster pace than inflation, according to a recent paper in the Journal of Insurance Regulation. Transportation is essential to opportunity in the United States. Cost of driving, therefore, isn’t a trivial issue. When you hear a stat like that, what’sContinue Reading

What’s Insurtech, Anyway?

Perhaps it’s a symptom of buzzword fatigue that everyone in the insurance industry seems to use the word “insurtech” without agreeing on – or maybe even really thinking about – what it means. Some use it as a noun, suggesting a type of company – typically a startup – thatContinue Reading

When Must Insurers Defend Motelsin Trafficking Cases?

Hotels and motels are routinely used for sex trafficking. Two recent lawsuits highlight the complexity of determining who bears legal costs associated with trafficking. Human trafficking is a crime with enormous individual and societal impacts, and it relies on legitimate businesses to sustain it. Motels, for example – and, arguably,Continue Reading

Opioids and Workers’ Compensation

By Max Dorfman, Research Writer, Insurance Information Institute As the opioid epidemic continues to roil the country, it’s easy to forget the number of issues that contribute to its severity. Indeed, for workers injured on the job, compensation can include opioid treatments—which can lead to opioid dependence. With this subjectContinue Reading

Can Wildfires Increase the Risk of Flooding?

Wildfires burn millions of acres of land each year, according to the Insurance Information Institute. But even after a wildfire is put out, danger can still linger. Areas that have experienced a wildfire can be at a higher risk for flooding. Here’s a look at why wildfires increase the risk of flooding andContinue Reading

The USD 5 Trillion global insurance market1 is in the midst of a game-changing course correction that will re-define ‘business as usual.’ A ‘digital first’ urgency is sweeping across the landscape, driven by a new generation of consumers, data, automation and Artificial Intelligence (AI). Let’s take a look at the topContinue Reading